BOOM BAP NATION

Thursday, July 23, 2009

DHAT MISTAH SHOW--"KREDIK"


 
DEAR HATSIM REYET DHERE,
 
  I AM TRYING TO FIX MY LIFE WITHOUT LEAVING MY FAMILY BEHIND.  I CURRENTLY HAVE A DECENT PAYING WAGE JOB THAT DOES NOT HAVE OVERTIME OPPORTUNITIES TO ASSIST ME IN MY NEED TO INCREASE REVENUES.  MY PHONE COMPANY AND OTHER MERCHANT PROVIDERS HAVE INCREASED THEIR SERVICES WHICH HAS PUT ME AT MY CEILING OF INCOME, NOT TO MENTION TO CONTINUAL FLUCTUATION IN GAS PRICES. 
  I HAVE ONLY ONE SMALL NEED AT THIS TIME TO ASSIST ME WITH PROTECTING MYSELF AS WELL AS THE CREDIT INFRASTRUCTURE CURRENTLY IN USE WITHOUT ME HAVING TO FILE BANKRUPTCY TO ABANDON MY FINANCIAL OBLIGATIONS AND AGREEMENTS UNLIKE A LOT OF OTHER COMPANIES AND BUSINESSES HAVE DONE WITH STEALING STIMULUS ASSISTANCE AND STILL BUYING YACHTS AND PLANES. 
  MY NEED IS SIMPLY A CARD WITH CREDIT LIMIT OF $5000.00 SO THAT I MAY TRANSFER THE BALANCES OF (WAMU)MC-CHASE, 2CAPONE'S THAT HAVE AN CRAZY APR RATE ATTACHED TO THEM. I ONLY WANT TO PAY THEM DOWN AND DO NOT REQUIRE KEEPING THE LIMIT AT 5K OTHER THAN TO PAY DOWN THE BALANCE TO ZERO USING A LOWER APR. WHERE CAN EYE FIND SUCH A CARD? PLEASE TELL ME!!!!
 
 
DOES THIS MAKE SENSE TO YOU WHEN YOU REVIEW WHAT A CREDIT CARD HAS FOR YOU WITHOUT THE FLUFF N FOLD FEATURES THE COMPANIES HIDE BEHIND?
1. MY BALANCE BORROWED
2. MY ACTUAL PURCHASES MADE
3. CASH ADVANCES MADE
4. INTEREST ACCRUED
5. LATE FEE'S ACCRUED
6. OVER LIMIT FEE'S ACCRUED
 
 
* LET ME GET THIS CORRECT.  AN AVERAGE JOE WHOM HAS ONE JOB THAT JUST BARELY MEETS BASIC LIVING OBLIGATIONS IS EXPECTED TO ALWAYS PAY INTEREST TO A BANK CARD/CREDIT CARD BECAUSE HE HAS A BALANCE.?  THE APR IS 29.99% OF 3500 BALANCE. The interest is adding to the balance $80 each bill cycle.  How is it tolerable to increase the rate for interest on an original balance that has been paid easily twice over.  Where is the legitimacy in service.  Why are credit card companies allowed to go above a standard government tax rate of 20% for wages.  The credit card company makes more money than the government?  What are we going to do collectively as a country to regulate ourselves without being FINANCIALLY EXPLOITED using debt slavery tactics designed to ensure the plantation moguls continue to rule?  
 
 
*WELL SIR EYE AM NOT A FINANCIAL GURU HOWEVER EYE DO BELIEVE IN BASIC HONEST LIVING AND NEEDS TO LIVE. THERE ARE SEVERAL WAYS TO RID THE BALANCE HOWEVER IF YOU ARE REALLY LOOKING FOR A BAND AID TO FIX THE SLICED ARTERY THERE IS A RESULT OBVIOUS COMING.  MY PERSONAL SUGGESTION IS WRITE OUT EVERYTHING YOU PAY FOR AND CATEGORIZE THEM ALL BY DATES. 
  ONCE YOU SEE COMPLETELY WHAT YOU ARE PAYING FOR IN YOUR DAY TO DAY LIVING YOU WILL NOTICE A PATTERN EVEN IF IT IS A SMALL ONE, THERE WILL BE A PATTERN.  ONCE YOU RECOGNIZE IT YOU WILL BEGIN TO TRY TO NEGOTIATE TO YOURSELF WHY YOU NEED IT.  THE REAL TRUTH YOU MUST ASK YOURSELF IS DOES IT KEEP ME BREATHING OR KEEP ME FROM BREATHING? 
  WE HAVE BECOME A SOCIALLY ACCEPTED ENTERTAINMENT SOCIETY AND THAT’S WHY CREDIT CARD COMPANIES, TELECOMMUNICATIONS COMPANIES, AND EVEN INSURANCE COMPANIES DO WHAT THEY DO.  WHEN WE COLLECTIVELY DECIDE TO REMAIN POISED AND UNDAUNTED IN OURSELVES WE WILL MAKE FEWER PURCHASES BASED ON EMOTION AND MAINTAIN A LEVEL OF STANDARD WHICH DEPICTS CONFIDENCE AND KEEPS OUR HEADS ABOVE WATER. 
 
  TAKE YOUR LIST AND MARK OFF ANYTHING THAT DOES NOT DEAL WITH KEEPING COOL, KEEPING WARM, DRINKING, BATHING, WASHING, LEARNING, DRIVING, PRAYING, BREATHING.  ONCE YOU COMPILE THAT LIST YOU WILL NOTICE ALONG WITH THE PATTERNS THERE ARE PURCHASES YOU MADE OR MAKE THAT ARE NOT TRULY REQUIRED.  YOU KNOW THE ONES.  WHEN YOU LOOK AT THE INVOICING AND SAY TO YOURSELF, "EYE DIDN'T EVEN LIKE THE MEAL OR YOU SAY TO YOURSELF, "EYE SHOULD HAVE TAKEN THIS BACK!"  MOST OF THESE MOMENTS ARE COMPLETELY PREVENTABLE. 
 
  O.K. SO YOU HAVE DONE YOUR HOME WORK AND ASSESSMENT OF YOUR PAST SPENDING NOW WHAT DO YOU DO ABOUT THE BALANCE AND DIFFERENT BILL DATES AND THE ONE INCOME?  WHEN YOU TOTAL UP HOW MUCH YOU SPENT AND COMPARE IT AGAINST HOW MUCH YOU COULD HAVE SAVED YOURSELF ROUND IT UP TO THE NEAREST WHOLE DOLLAR.  THIS AMOUNT IS THE AMOUNT YOU ARE GOING TO PAY TO YOUR CARD BALANCES STARTING WITH THE SMALLEST BALANCE.  EACH BALANCE YOU PAY DOWN TO ZERO YOU SHALL PLACE THE CARD IN HIDING OR DESTROY THE CARD OR SET UP FOR AUTOMATIC BILL PAY, WHICH NOW DAYS YOU CAN DO WITH YOUR ACTUAL BANK CARD. 
 
  ONCE YOU HAVE COMMITTED YOURSELF WHOLE HEARTEDLY TO THESE 3 BASIC REQUIRED STEPS IN 3 YEARS YOU WILL NOTICE A COMPLETE CHANGE IN YOUR LIFESTYLE, YOUR HEALTH, YOUR THINKING, YOUR BEHAVIOR, YOUR DEDICATION, YOUR MOODS, YOUR EXPECTATIONS OF OTHER BUSINESSES AND PEOPLE AND MOST OF ALL YOUR DEBT!  GOOD PEOPLE CAN DO BETTER AND BETTER PEOPLE SIMPLY KEEP DOING GOOD.  DON'T LET GO OF THE GOOD YOU HAVE DONE ONCE YOU ACHIEVED THE GOAL.  EYE AM PERSONALLY TAKING MY OWN ADVICE AND IN 2 PAY PERIODS NOTICE A COMPLETE CHANGE.  I DO SMALL THINGS EYE HAVE TAKEN FOR GRANTED AND NOTICED THE CHANGE IN MY LIFE OF EVENTS, EVEN THE UNFORSEEN ONES.  THINGS LIKE UNWARRANTED CAR TRIPS USING UP GAS THAT EYE NEED TO MAKE CERTAIN EYE MAKE IT TO WORK,  PAYING FOR MEALS WHEN EYE CAN COOK AT HOME OR ATLEAST MAKE A SIMPLE SANDWICH, FILLING UP ON GAS BEFORE THE HEAT OF THE DAY ARRIVES(EARLY MORNING OR LATE NITES)!  THESE ARE THE SIMPLEST AND PUREST THOUGHTS WE CAN USE TO ENSURE A BETTER OPPORTUNITY FOR YOUR PERSONAL SELVES.  EYE HOLD MYSELF ACCOUNTABLE FOR ALLOWING MYSELF TO REMAIN IN THE OLD SCHOOL FORMAT OF ROBBING PETER TO PAY PAUL.  NOW EYE SIMPLE TELL PAUL NO THANK YOU AND KEEP IT MOVING.  EYE REMIND PETER OF HIS EXPECTATION AND LET HIM KNOW EYE SEE WHAT HE IS DOING.
 
 
THERE IS ALWAYS ASSISTANCE PROGRAMS AVAILABLE, AND OTHER OPTIONS, BUT WHEN THEY DO NOT SELECT YOU, WHO DO YOU SELECT?  ALWAYS CHOOSE YOU AND DO WHAT IS ABSOLUTELY BEST FOR YOU AND YOUR FAMILY BECAUSE WITHOUT YOU WHAT IS THE FAMILY? 
-HATSIM REYET DHERE-